Internet banking has evolved significantly over the years, and the next level of internet banking is expected to bring about even more innovation and convenience for customers. Some of the key features that could define the next level of internet banking include:

Mobile-First Approach: With the increasing use of smartphones, the next level of internet banking is likely to be mobile-first, allowing customers to access their accounts, make transactions, and perform other banking tasks seamlessly from their mobile devices.

Personalized User Experience: The next level of internet banking is expected to provide a personalized user experience, with customized interfaces that take into account the user’s preferences, behaviors, and other relevant factors.

Artificial Intelligence (AI): AI is expected to play a significant role in the next level of internet banking, with chatbots, virtual assistants, and other AI-based technologies providing customers with more personalized and efficient services.

Enhanced Security: With the increasing threat of cyber-attacks, the next level of internet banking is expected to prioritize security, with more advanced authentication and encryption technologies.

Open Banking: Open banking is a concept that allows third-party developers to access banks’ data and build new services on top of existing banking infrastructure. The next level of internet banking is expected to embrace open banking, allowing customers to access a wide range of financial products and services from a single platform.

Blockchain: Blockchain technology is expected to play a significant role in the next level of internet banking, with its decentralized and secure nature providing a more transparent and efficient way of conducting transactions.

Overall, the next level of internet banking is likely to be characterized by greater convenience, personalization, and security, with innovative technologies such as AI and blockchain driving this transformation.